You should always be prepared when you’re travelling – especially if you’re over 65. Seniors are more likely to get injured or ill while travelling, but travel insurance can help protect your health so you can enjoy your vacation without worry. When choosing your insurance with your health in mind, it’s important to choose a comprehensive travel insurance plan that can cover the following:
Stolen luggage
Your bags may contain important personal items like medications. We recommend travelling with everything valuable on your person rather than in your luggage – but even then, items can still be lost or pick-pocketed. Insurance is the only way to ensure you can replace anything that goes missing while traveling without paying out-of-pocket.
Medical Emergency
Injury or illness abroad can be extremely expensive, especially if you need specialized care or hospitalization. Even small accidents like trips and falls could end up costing you tens of thousands of dollars without insurance.
Medical Evacuation
Sometimes a medical emergency will require you to be evacuated from wherever you’re traveling to receive care back in Canada. If that’s the case, you may need an emergency flight, ambulance or transport by helicopter which will not be covered by your universal government healthcare.
Pre-existing conditions
You may have medical conditions that cause you to worry when traveling – but you shouldn’t let that stop you from enjoying your vacation. Some plans have options that will help cover expenses incurred while travelling related to pre-existing conditions, or we have access to plans that waive pre-existing conditions.
While some travel agents or travel booking websites may offer travel insurance, it’s better to purchase your insurance from a broker as they can help you compare plans to choose one that fits your specific needs. If you’re planning a trip, talk to your MacLeod Lorway broker today for a plan tailored to you and your unique healthcare considerations.